diff --git a/apps/web/src/api/cover-templates.ts b/apps/web/src/api/cover-templates.ts
new file mode 100644
index 000000000..87ec268fe
--- /dev/null
+++ b/apps/web/src/api/cover-templates.ts
@@ -0,0 +1,53 @@
+/**
+ * 封面模板 CRUD API
+ * 后端路由: /api/v1/cover-templates
+ */
+import apiClient from "./client"
+import type { CoverTemplate } from "@/pages/editing-planner/types"
+
+export interface CoverTemplateListResponse {
+  items: CoverTemplate[]
+  total: number
+}
+
+export interface CoverTemplateCreateRequest {
+  name: string
+  config?: {
+    background_enabled?: boolean
+    background_color?: string
+    portrait_enabled?: boolean
+    title_text?: string
+    subtitle_text?: string
+    mask_enabled?: boolean
+  }
+}
+
+export type CoverTemplateUpdateRequest = Partial<CoverTemplateCreateRequest>
+
+/** 获取封面模板列表 */
+export async function fetchCoverTemplates(): Promise<CoverTemplateListResponse> {
+  const response = await apiClient.get<CoverTemplateListResponse>("/cover-templates")
+  return response.data
+}
+
+/** 创建封面模板 */
+export async function createCoverTemplate(
+  data: CoverTemplateCreateRequest,
+): Promise<CoverTemplate> {
+  const response = await apiClient.post<CoverTemplate>("/cover-templates", data)
+  return response.data
+}
+
+/** 更新封面模板 */
+export async function updateCoverTemplate(
+  id: string,
+  data: CoverTemplateUpdateRequest,
+): Promise<CoverTemplate> {
+  const response = await apiClient.put<CoverTemplate>(`/cover-templates/${id}`, data)
+  return response.data
+}
+
+/** 删除封面模板（系统模板不可删） */
+export async function deleteCoverTemplate(id: string): Promise<void> {
+  await apiClient.delete(`/cover-templates/${id}`)
+}
diff --git a/apps/web/src/pages/generate/components/Step6CoverSettings.tsx b/apps/web/src/pages/generate/components/Step6CoverSettings.tsx
index 9ce4dd3f0..b112cadff 100755
--- a/apps/web/src/pages/generate/components/Step6CoverSettings.tsx
+++ b/apps/web/src/pages/generate/components/Step6CoverSettings.tsx
@@ -27,9 +27,12 @@ const Step6CoverSettings: React.FC<Step6CoverSettingsProps> = (props) => {
     selectedTemplateName,
     editingTemplate,
     coverTemplates,
+    templatesLoading,
+    templatesError,
     handleSelectTemplate,
     handleEditTemplate,
     handleSaveTemplate,
+    handleDeleteTemplate,
   } = useStep6Cover({
     coverSettings: props.coverSettings,
     onCoverSettingsChange: props.onCoverSettingsChange,
@@ -77,9 +80,12 @@ const Step6CoverSettings: React.FC<Step6CoverSettingsProps> = (props) => {
         open={showCoverSettings}
         onClose={() => setShowCoverSettings(false)}
         templates={coverTemplates}
+        loading={templatesLoading}
+        error={templatesError}
         selectedTemplateId={selectedTemplateId}
         onSelectTemplate={handleSelectTemplate}
         onEditTemplate={handleEditTemplate}
+        onDeleteTemplate={handleDeleteTemplate}
         onCreateNew={() => {
           setShowCoverSettings(false)
           setShowCoverEditor(true)
diff --git a/apps/web/src/pages/generate/components/cover-settings/CoverSettingsModal.tsx b/apps/web/src/pages/generate/components/cover-settings/CoverSettingsModal.tsx
index d0c168b50..9ca2fa3c6 100644
--- a/apps/web/src/pages/generate/components/cover-settings/CoverSettingsModal.tsx
+++ b/apps/web/src/pages/generate/components/cover-settings/CoverSettingsModal.tsx
@@ -7,9 +7,12 @@ interface CoverSettingsModalProps {
   open: boolean
   onClose: () => void
   templates: CoverTemplate[]
+  loading?: boolean
+  error?: string | null
   selectedTemplateId: string
   onSelectTemplate: (id: string) => void
   onEditTemplate: (template: CoverTemplate) => void
+  onDeleteTemplate: (id: string) => void
   onCreateNew: () => void
 }
 
@@ -28,9 +31,12 @@ const CoverSettingsModal: React.FC<CoverSettingsModalProps> = ({
   open,
   onClose,
   templates,
+  loading = false,
+  error = null,
   selectedTemplateId,
   onSelectTemplate,
   onEditTemplate,
+  onDeleteTemplate,
   onCreateNew,
 }) => {
   return (
@@ -43,37 +49,62 @@ const CoverSettingsModal: React.FC<CoverSettingsModalProps> = ({
         </Button>
       </div>
 
-      <div className="xx-cover-template-grid">
-        {templates.map((tpl) => (
-          <div
-            key={tpl.id}
-            className={`xx-cover-template-card${selectedTemplateId === tpl.id ? " selected" : ""}`}
-            onClick={() => onSelectTemplate(tpl.id)}
-          >
+      {loading && (
+        <div style={{ textAlign: "center", padding: "40px 0", color: "var(--text-secondary)" }}>
+          加载中...
+        </div>
+      )}
+
+      {error && !loading && (
+        <div style={{ textAlign: "center", padding: "40px 0", color: "#ef4444" }}>{error}</div>
+      )}
+
+      {!loading && !error && (
+        <div className="xx-cover-template-grid">
+          {templates.map((tpl) => (
             <div
-              className="xx-cover-template-thumb"
-              style={{ background: GRADIENT_MAP[tpl.id] || GRADIENT_MAP.default }}
+              key={tpl.id}
+              className={`xx-cover-template-card${selectedTemplateId === tpl.id ? " selected" : ""}`}
+              onClick={() => onSelectTemplate(tpl.id)}
             >
-              🖼️
-            </div>
-            <div className="xx-cover-template-info">
-              <div className="xx-cover-template-name">
-                {tpl.name}
-                {tpl.is_system && <span className="xx-cover-template-badge">✨ 系统模板</span>}
+              <div
+                className="xx-cover-template-thumb"
+                style={{ background: GRADIENT_MAP[tpl.id] || GRADIENT_MAP.default }}
+              >
+                🖼️
               </div>
-              <div className="xx-cover-template-date">{tpl.created_at}</div>
-              <div className="xx-cover-template-actions" onClick={(e) => e.stopPropagation()}>
-                <Button buttonType="ghost" buttonSize="sm" onClick={() => onEditTemplate(tpl)}>
-                  编辑
-                </Button>
-                <Button buttonType="ghost" buttonSize="sm">
-                  导出
-                </Button>
+              <div className="xx-cover-template-info">
+                <div className="xx-cover-template-name">
+                  {tpl.name}
+                  {tpl.is_system && <span className="xx-cover-template-badge">✨ 系统模板</span>}
+                </div>
+                <div className="xx-cover-template-date">{tpl.created_at}</div>
+                <div className="xx-cover-template-actions" onClick={(e) => e.stopPropagation()}>
+                  <Button buttonType="ghost" buttonSize="sm" onClick={() => onEditTemplate(tpl)}>
+                    编辑
+                  </Button>
+                  {!tpl.is_system && (
+                    <Button
+                      buttonType="ghost"
+                      buttonSize="sm"
+                      onClick={() => {
+                        if (confirm("确定删除此模板？")) {
+                          onDeleteTemplate(tpl.id)
+                        }
+                      }}
+                    >
+                      删除
+                    </Button>
+                  )}
+                  <Button buttonType="ghost" buttonSize="sm">
+                    导出
+                  </Button>
+                </div>
               </div>
             </div>
-          </div>
-        ))}
-      </div>
+          ))}
+        </div>
+      )}
     </Modal>
   )
 }
diff --git a/apps/web/src/pages/generate/constants.ts b/apps/web/src/pages/generate/constants.ts
index 703c3244d..478523f38 100644
--- a/apps/web/src/pages/generate/constants.ts
+++ b/apps/web/src/pages/generate/constants.ts
@@ -2,7 +2,7 @@
  * 智能剪辑页面 — 常量定义
  */
 
-import type { CoverConfig, CoverTemplate } from "../editing-planner/types"
+import type { CoverConfig } from "../editing-planner/types"
 
 /* ── 克隆声音状态配置 ── */
 export const CLONE_STATUS_CONFIG: Record<string, { label: string; color: string }> = {
@@ -198,40 +198,3 @@ export const DEFAULT_COVER_SETTINGS: CoverConfig = {
   ai_suggested_time: null,
   thumbnail_url: "",
 }
-
-/* ── Mock 封面模板数据 ── */
-
-export const MOCK_COVER_TEMPLATES: CoverTemplate[] = [
-  { id: "default", name: "默认模板", thumbnail_url: "", is_system: true, created_at: "2026-08-01" },
-  { id: "bold-red", name: "大胆红", thumbnail_url: "", is_system: true, created_at: "2026-08-01" },
-  {
-    id: "elegant-black",
-    name: "优雅黑",
-    thumbnail_url: "",
-    is_system: true,
-    created_at: "2026-08-01",
-  },
-  {
-    id: "gradient-blue",
-    name: "渐变蓝",
-    thumbnail_url: "",
-    is_system: true,
-    created_at: "2026-08-01",
-  },
-  {
-    id: "gradient-purple",
-    name: "渐变紫",
-    thumbnail_url: "",
-    is_system: true,
-    created_at: "2026-08-01",
-  },
-  { id: "warm-orange", name: "暖橙", thumbnail_url: "", is_system: true, created_at: "2026-08-01" },
-  {
-    id: "fresh-green",
-    name: "清新绿",
-    thumbnail_url: "",
-    is_system: true,
-    created_at: "2026-08-01",
-  },
-  { id: "tech-blue", name: "科技蓝", thumbnail_url: "", is_system: true, created_at: "2026-08-01" },
-]
diff --git a/apps/web/src/pages/generate/hooks/useStep6Cover.ts b/apps/web/src/pages/generate/hooks/useStep6Cover.ts
index c73ca0ab0..1b5f44ff6 100644
--- a/apps/web/src/pages/generate/hooks/useStep6Cover.ts
+++ b/apps/web/src/pages/generate/hooks/useStep6Cover.ts
@@ -1,11 +1,16 @@
 /**
  * Step 6 封面设置 Hook
- * 封装封面设置的交互逻辑
+ * 封装封面设置的交互逻辑，对接后端封面模板 CRUD API
  */
-import { useCallback, useRef, useState } from "react"
+import { useCallback, useEffect, useRef, useState } from "react"
 import type { CoverConfig, CoverTemplate } from "../../editing-planner/types"
-import { MOCK_COVER_TEMPLATES } from "../constants"
 import { generateCover } from "@/api/template-editor"
+import {
+  fetchCoverTemplates,
+  createCoverTemplate,
+  updateCoverTemplate,
+  deleteCoverTemplate,
+} from "@/api/cover-templates"
 
 interface UseStep6CoverProps {
   coverSettings: CoverConfig
@@ -31,7 +36,33 @@ export function useStep6Cover({
   const [showCoverEditor, setShowCoverEditor] = useState(false)
   const [selectedTemplateId, setSelectedTemplateId] = useState("default")
   const [editingTemplate, setEditingTemplate] = useState<CoverTemplate | null>(null)
-  const [coverTemplates, setCoverTemplates] = useState<CoverTemplate[]>(MOCK_COVER_TEMPLATES)
+  const [coverTemplates, setCoverTemplates] = useState<CoverTemplate[]>([])
+
+  // ── API 加载状态 ──
+  const [templatesLoading, setTemplatesLoading] = useState(false)
+  const [templatesError, setTemplatesError] = useState<string | null>(null)
+
+  /** 从后端加载封面模板列表 */
+  const loadTemplates = useCallback(async () => {
+    setTemplatesLoading(true)
+    setTemplatesError(null)
+    try {
+      const res = await fetchCoverTemplates()
+      setCoverTemplates(res.items || [])
+    } catch (err) {
+      console.error("[Step6] 加载封面模板失败:", err)
+      setTemplatesError("加载模板失败，请稍后重试")
+    } finally {
+      setTemplatesLoading(false)
+    }
+  }, [])
+
+  /** 弹窗打开时加载模板列表 */
+  useEffect(() => {
+    if (showCoverSettings) {
+      loadTemplates()
+    }
+  }, [showCoverSettings, loadTemplates])
 
   /** 调用后端智能封面 API，生成封面并更新预览 */
   const generateAutoCover = useCallback(async () => {
@@ -67,10 +98,46 @@ export function useStep6Cover({
     setShowCoverEditor(true)
   }, [])
 
-  const handleSaveTemplate = useCallback((tpl: CoverTemplate) => {
-    setCoverTemplates((prev) => prev.map((t) => (t.id === tpl.id ? tpl : t)))
-    setShowCoverEditor(false)
-  }, [])
+  /** 保存模板（创建或更新） */
+  const handleSaveTemplate = useCallback(
+    async (tpl: CoverTemplate) => {
+      try {
+        if (tpl.id && coverTemplates.some((t) => t.id === tpl.id)) {
+          const updated = await updateCoverTemplate(tpl.id, {
+            name: tpl.name,
+            config: tpl.config,
+          })
+          setCoverTemplates((prev) => prev.map((t) => (t.id === tpl.id ? { ...t, ...updated } : t)))
+        } else {
+          const created = await createCoverTemplate({
+            name: tpl.name,
+            config: tpl.config,
+          })
+          setCoverTemplates((prev) => [...prev, created])
+        }
+        setShowCoverEditor(false)
+      } catch (err) {
+        console.error("[Step6] 保存模板失败:", err)
+      }
+    },
+    [coverTemplates],
+  )
+
+  /** 删除模板 */
+  const handleDeleteTemplate = useCallback(
+    async (id: string) => {
+      try {
+        await deleteCoverTemplate(id)
+        setCoverTemplates((prev) => prev.filter((t) => t.id !== id))
+        if (selectedTemplateId === id) {
+          setSelectedTemplateId("default")
+        }
+      } catch (err) {
+        console.error("[Step6] 删除模板失败:", err)
+      }
+    },
+    [selectedTemplateId],
+  )
 
   const selectedTemplateName =
     coverTemplates.find((t) => t.id === selectedTemplateId)?.name || "默认"
@@ -89,10 +156,14 @@ export function useStep6Cover({
     setSelectedTemplateId,
     editingTemplate,
     coverTemplates,
+    templatesLoading,
+    templatesError,
     selectedTemplateName,
     handleSelectTemplate,
     handleEditTemplate,
     handleSaveTemplate,
+    handleDeleteTemplate,
+    loadTemplates,
   }
 }